Dating a girl with bad credit

Also known as credit score, this is evaluated on the basis of an individual’s history of borrowing money and repaying debts.

If he/she has defaulted on repayments, his/her credit rating goes down and the person is said to have “bad credit”.

Credit scores are calculated based on your payment history, amount owed, the types of credit you have and the number of years that credit has been available to you. Y., with excellent credit, said she won't even give a man her digits until she knows his credit score.

"I definitely consider bad credit a deal breaker," she said.

“The site does not check the accuracy of the scores,” reports Mia Taylor for

The site’s founder, Niem Green says a series of questions can help determine if people are being honest. As Taylor writes, “The questions cover topics such as delinquent accounts in the past and what they would do with a sudden cash windfall. adults said knowing someone’s credit score would affect their interest in dating that person, according to the report released this week.

Most respondents also said money management skills are just as important as looks when deciding whether someone is worth pursuing.

This is especially true for women, with nearly all female respondents ranking financial responsibility and financial compatibility as more important or just as important as career ambition, physical attraction and sex and intimacy, the survey found.

In addition, the information gleaned by the algorithm, which Green said has a 92 percent accuracy rate, is used to match compatible site users.” For it’s survey, wanted to know if a bad credit score could hurt people’s chances of finding a partner. — Younger millennials (18 to 26) are most likely to say it has no impact at all.For some eligible bachelors and bachelorettes, bad credit is a deal breaker.I understand the importance of good financial habits, but a person’s credit score may not be a reflection of one’s current financial state.Of course, the devil’s advocate answer to this situation is that she should have had a six-month emergency fund in place.Unfortunately, only about 1 in 4 Americans have six-months of savings set aside.

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